Learn·Index Cash Flow
Financial life simulator · E / S / B / I

One financial life.
Four ways to earn.

Work for a paycheque. Serve your own customers. Build a business system. Invest in assets. See how the money connects as you grow.

👩‍🏫 Earn a wage🔧 Earn service fees🏢 Earn business profits📈 Earn investment returns
💸
E · EmployeeS · Self-EmployedB · Business OwnerI · Investor

Your connected money dashboard

Balances update when you return from a game. Money transferred into the wallet can be used in any other game.

Choose where to make progress

You can explore all four quadrants without losing progress in the others.

Progress follows the selected child across devices

🔁 How money moves between games

Want a nurse who also invests? Or a freelance developer who saves for a home? You can do both.

1
EarnPlay Employee Tycoon, complete a freelance client job, or sell products through your business team.
2
Move money to the shared walletEach game has a transfer bar at the top. Choose an amount and select “Send to shared wallet.” The source game's cash decreases by the same amount.
3
Invest or expandOpen Investor Tycoon—or another career game—and choose “Receive from wallet.” Then invest, repay debt, train for a career, or buy supplies.
4
Track your financial storyReturn here to see your shared wallet, saved activities, and transfer history. Investment risk, living costs, and game-specific rules still apply.
Important: Moving money between games is a transfer, not income. Each existing game retains its own starting budget; those fictional starting amounts are not automatically added to the shared wallet. This avoids accidentally counting the same money twice.

📒 Shared money transfers

A record of money actually sent between your four activities.

💡 Example: An employee can transfer $200 from wages into the wallet and then receive it inside Investor Tycoon to buy ETF units. Later, the investor can sell units and transfer the proceeds back to a career or a business.

🎓 Your Cash Flow mission

There is no single best quadrant. Try several kinds of income and learn how they work together.

E · Earn for your timeS · Earn by serving clientsB · Earn from teams & systemsI · Earn or lose value from assets

All amounts, salaries, billing arrangements, returns, and credit scores are simplified educational game mechanics in Canadian dollars. No real-money transactions. Games retain their own internal clocks; see the README for integration limitations.