The golden rule: line up the decimal points
When adding or subtracting decimals, line up the decimal points so that each place value is in its own column: tenths under tenths, hundredths under hundredths.
Adding decimals
Example: 12.4 + 3.75
12.40
+ 3.75
-------
16.15
- Line up the decimal points.
- Add a placeholder zero so both have two decimal places (12.40).
- Add from right to left, regrouping as usual: 0 + 5 = 5; 4 + 7 = 11 (write 1, carry 1); 2 + 3 + 1 = 6; 1 + 0 = 1.
- Bring the decimal point straight down.
Sum: 16.15.
Subtracting decimals
Example: 8 − 2.65
8.00
− 2.65
------
5.35
Write 8 as 8.00, then subtract, borrowing as needed.
Whole numbers have a hidden decimal point
7 = 7.0 = 7.00. The decimal point is just after the ones digit.
Estimate first
| Calculation | Estimate | Exact |
|---|---|---|
| 12.4 + 3.75 | 12 + 4 = 16 | 16.15 |
| 8 − 2.65 | 8 − 3 = 5 | 5.35 |
| 45.9 + 0.87 | 46 + 1 = 47 | 46.77 |
If your exact answer is far from the estimate, check whether the decimal points lined up.
Money
Money calculations are decimal calculations:
- $25.00 − $13.47 = $11.53
- $4.99 + $3.50 + $0.75 = $9.24
Mental strategies
- Compensation: 6.8 + 2.9 → 6.8 + 3 − 0.1 = 9.7
- Make a whole: 0.75 + 0.25 = 1, so 3.75 + 2.25 = 6
- Count up for change: from $13.47 to $25.00: + 0.53 → $14.00, + 11 → $25.00. Change = $11.53.
Worked examples
Example 1: 5.6 + 2.48
5.60 + 2.48 = 8.08.
Example 2: 10.3 − 4.75
10.30 − 4.75 = 5.55.
Example 3: A runner’s times are 12.85 s and 13.1 s. What’s the difference?
13.10 − 12.85 = 0.25 s.
Common mistakes
- Lining up the last digits instead of the decimal points: adding 12.4 + 3.75 as if it were 124 + 375.
- Forgetting placeholder zeros in subtraction, so you can’t borrow properly.
- Leaving out the decimal point in the answer.
Try it yourself
- 4.3 + 2.56
- 15 − 6.42
- 0.8 + 0.27 + 1.5
- 20.05 − 9.8
- You have $50. You spend $18.65 and $12.40. How much is left?
Answers: 1) 6.86 2) 8.58 3) 2.57 4) 10.25 5) $18.95
Quick recap
- Line up the decimal points.
- Add placeholder zeros so the decimal places match.
- Estimate first and check.